For sale

For sale1 / 25

$430,000

12099 Village Gate Drive, El Paso, TX 79936

4beds

3baths

2,690sqft

Est.: $3,921/mo Adjust the numbers ↓ Get pre-qualifiedEstimate: 3.5% down, 6.75%, 30 years, with taxes and insurance. Not a quote.

Alma Patino · ClearView Realty, LLC · Greater El Paso MLS data

🏠Single Family Residence

🔨Built in 1994

🌳0.24 acre lot

📏$160/sqft

🏢HOA: ask Alma

🏊Pool

What's special

2+ Living AreasCeiling Fan(s)

Haven't been approved for a traditional mortgage loan? You can still buy your dream home! Capitalize on premier owner financing El Paso TX with this recently built modern home situated on a prime corner lot in East Side's Montwood. Ideal for buyers searching for seller financed homes El Paso or for sale by owner (FSBO) deals, this listing offers flexible terms real estate options designed for quick, hassle-free approval. Features include solar panels, rich wood floors, and a beautiful kitchen with granite countertops, stylish flat panel cabinets, a stainless steel gas cooktop, endless storage, and a humongous pantry. The large master bedroom boasts a walk-in closet and ensuite with double sinks, granite double vanities, stylish tile, shower, and soaking tub. Close to parks, Montwood High, and shopping. Tour the best owner carry homes El Paso offers!

47 days on the marketUpdated Sep 20, 2026

Follow this home in the free appSave it in the Alma Patino Realtor app and get a notification the moment the price drops or it goes under contract, plus its open houses every Friday.

On a computer? Scan with your iPhone camera.

Facts and features

Interior

Bedrooms: 4
Bathrooms: 3
Living area: 2,690 sqft
Cooling: Refrigerated
Heating: Central
Flooring: WoodCarpet
Fireplaces: 1
Kitchen appliances: Cooktop
Features: 2+ Living AreasCeiling Fan(s)
Laundry: Electric Dryer HookupWasher Hookup

Exterior and lot

Lot: 0.24 acre lot
Style: 2 Story
Construction: Stucco
Roof: Pitched
Exterior: See Remarks
Lot features: Corner Lot
Patio and porch: Open
Pool: In Ground
Fencing: Fenced
Parking: Driveway
Sewer: Public Sewer
Water: City
Zoning: R1

Community and schools

Subdivision: Vista Hills
County: El Paso
School district: Socorro
Elementary: Helenball
Middle: Slider
High school: Montwood
City: El PasoTX 79936

Financial

Tax year: 2026
Price: $430,000 ($160/sqft)
Est. payment: $3,921/mo
Buyer representation: ask Alma how it works on this home. You get it in writing before you tour.

What this home costs a month

Estimated monthly payment

$3,921/mo

Down payment Interest rateYour own rate depends on credit, loan type and the day. Alma introduces you to a local lender for a real quote. Property taxes, a yearIn the City of El Paso the 2025 rates (city, county, school district, UMC and EPCC) add up to about 2.6% of value before any homestead exemption. Start there and confirm with the El Paso Central Appraisal District. Home insurance, a yearEl Paso homes average about $1,500 a year. Get a real quote before you rely on it. HOA, a monthThis listing does not state an HOA. Ask Alma and she confirms it before you tour. Get a real quote from a local lender →

An estimate to plan with, not a loan offer or an opinion of value. Principal and interest are calculated from the numbers above; mortgage insurance is added automatically under 20% down. Taxes, insurance and HOA change by property and by year. Confirm every figure with your lender and the county before you rely on it.

Price history

Sep 20, 2026	Price change	$430,000
Aug 5, 2026	Listed for sale	$450,000

Similar homes in El Paso

For sale$430,000

4 bd 3 ba 2,055 sqft

7513 Enchanted Ridge Drive

El Paso, TX 79911 · Enchanted Hills

For sale$430,000

5 bd 3 ba 3,134 sqft

300 La Puesta Drive

El Paso, TX 79932 · La Puesta Del Sol

For sale$430,000

5 bd 3 ba 2,595 sqft

7425 Glacier Drive

El Paso, TX 79911 · Desert Springs

Under contract$430,000

4 bd 4 ba 3,219 sqft

7359 Franklin Drive

El Paso, TX 79915 · Rosedale Farms

See every home for sale in El Paso →

Listed by: OTRE Group, LLC, Rene Armijo · 915-799-8011. Source: Greater El Paso MLS · MLS# 948857.

Based on information from the Greater El Paso Association of REALTORS Multiple Listing Service for the period Sep 18, 2026, 8:39 PM through Oct 20, 2026, 1:51 AM.

Information deemed reliable but not guaranteed.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings held by brokerage firms other than ClearView Realty, LLC are marked with the name of the listing firm.